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Interest Rate

Interest Rate
With effect from 1st Ashwin, 2077 (17th September 2020)
S.N.  Name of Product  Interest Rate (p.a.)  Minimum Balance NPR
  1. Normal Saving Deposit 6.50% 0
  2. Nari/Children Saving Deposit 6.75% 0
  3. Saving Plus Deposit 7.00% 5,000
  4. Bishesh Bachat Khata 7.00% 5,000
  5.   Fixed Deposit
    Tenure Individual (p.a.) Institutional (p.a.)   
    3 Months - 23 Months 8.50% 8.00%   
    2 Years and above 8.75% 8.25%   
  6. Loans and Advances Base rate + Up to 5.00% premium (p.a.)
  7. Loan against FD   FD Rate + 2.00% (p.a.)
  8. All Fixed Interest Rate Loan Products 15% (p.a.)

*Base Rate: 10.02% and Interest Rate Spread: 4.69% (as of Shrawan End 2077)

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